Insurance Accepted
Insurance Information
We accept a wide variety of insurance plans, and are also happy to care for those without insurance.
Verifying details of your insurance coverage is ultimately your responsibility. You should call the number on your insurance card to verify that Kaufman Allergy Asthma and Immunology, PLLC is a covered provider under your plan.
It is the patient’s responsibility to understand their own insurance policies, including their insurance policy’s requirements payment of a deductible, co-insurance, and/or co-payments.
Prior to scheduling Telehealth visits, we do ask that our patients verify that Telehealth is a covered service with their health insurance plan.
Insurance Plans
At the present time, we are participating with the following health insurance companies:
- Aetna*
- Anthem Blue Cross Blue Shield
- CareFirst Blue Cross Blue Shield
- Blue Cross Blue Shield Federal Employee Program
- Cigna**
- GEHA
- Johns Hopkins Family Health Plan
- Tricare East
- Trustmark Health Benefits
- United Healthcare
- United Healthcare Community Plan
- United Medical Resource
- UnitedHealthOne
- Medicare
** We are out of network with Cigna EPO Connect. Patients insured with Cigna EPO Connect can be seen as Self Pay patients.
If you purchased your insurance through the Healthcare Marketplace Exchange, please verify with your insurance provider that we are in network prior to scheduling your appointment. Many plans do not have out of network benefits, and will not cover our services if we are out of network.
Understanding Your Health Insurance
Allowed Amount – The maximum amount on which payment is based for covered health services
Co-insurance – Your share of the costs of a covered heath service, calculated as a percent of the allowed amount for the service. You pay co-insurance plus any deductibles you owe.
Co-payment – A fixed amount you pay for a covered health care service, usually paid at the time when you receive the service. The amount can vary by the type of covered health service.
Deductible – The amount you owe for health care services your health insurance plan covers before your health insurance plan begins to pay. The deductible may not apply to all services.
Out-of-Pocket Limit – The most you pay during a policy period (usually a year) before your health insurance plan begins to pay 100% of the allowed amount. This limit never includes your premium or health care services that your plan doesn’t cover. Some health insurance plans don’t count all of your co-payments, deductibles, co-insurance payments, out-of-network payments or other expenses toward this limit.